Required Bank Details

The bankDetails required for a Payee depend on the currency and the type of payment you want to make to the Payee.

Currency Specific Details

Currency	Required Fields	Supported Payment Schemes
GBP	`bankDetails.accountNumber` `bankDetails.routingCodeType` (SORT_CODE) `bankDetails.routingCodeValue`	UK Faster Payments - `FPS` CHAPS - `CHAPS`
EUR	`bankDetails.iban`	SEPA Credit Transfer - `SCT`
AUD	`bankDetails.accountNumber` `bankDetails.routingCodeType` (BSB) `bankDetails.routingCodeValue`	Direct Entry - `DE`
USD	`bankDetails.iban` `bankDetails.bic` or `bankDetails.accountNumber` `bankDetails.bic` `bankDetails.bankAddressCountry`	SWIFT - `SWIFT`

When a Payee is created, the response contains a paymentSchemes param which tells you the Payment Schemes via which the created Payee can be sent a payment.

"paymentSchemes":[
      "FPS",
      "CHAPS"
   ]

"paymentSchemes":[
      "SCT"
   ]

"paymentSchemes":[
      "DE"
   ]

"paymentSchemes":[
      "SWIFT"
   ]

Additional Details for USD Payees

To create a USD Payee, the following additional details must be provided as part of the Payee's:

address: State field
bank details:
- IBAN + BIC (optional bank country) - for IBAN countries
- Account Number + BIC + Bank Country - for non-IBAN countries