Payers are external bank accounts from which payments have been received into Fiat Accounts. These are automatically created whenever a payment is received from a new Payer. The details available in the Payer object will depend on the underlying scheme and banking provider but will usually contain at least the name and bank details of the payer.

Payer Object

Attribute	Description	Format/Enum
id string	Unique identifier of the Payer.	e.g. `pyr_jl2vpn1mdd315rxko6`
owner.type string	Owner of the Payer.	`MEMBER`, `END_USER`
owner.id string	Unique identifier of the owner of the Payer.	e.g. `eus_j82rl497g47g5ykvzn` , `mbr_emv4j231821oaz56yx`
type string	Type of Payer.	`PERSON` or `BUSINESS`
name string	Full name of the Payer.
bankDetails.iban string	IBAN of the Payer's bank account.
bankDetails.bic string	BIC of the Payer's bank account.
bankDetails.accountNumber string	Account Number of the Payer's bank account.
bankDetails.routingCodes object	One or more routing codes associated with the Payer's bank account. Typically used in conjunction with the account number.
bankDetails.routingCodes.type string	Type of the routing code.	`ABA`, `SORT_CODE`, `WIRE`, `NCC`, `BSB`
bankDetails.routingCodes.value string	Value of the routing code.
bankDetails.bankCountry string	Country of the Payer's bank account	Two-letter ISO 3166-1 alpha-2 country code e.g. `GB`
additionalDetails object	Object containing additional details on the Payer which might be available from the sending bank.
additionalDetails.address string	Unstructured address of the Payer, if available from the sending bank.
additionalDetails.addressLine1 string	Address Lines 1 of the Payer, if available from the sending bank.
additionalDetails.addressLine2 string	Address Line 2 of the Payer, if available from the sending bank.
additionalDetails.addressCity string	City of the Payer, if available from the sending bank.
additionalDetails.addressState string	State of the Payer, if available from the sending bank.
additionalDetails.addressPostalCode string	Postal/Zip code of the Payer, if available from the sending bank.
additionalDetails.addressCountry string	Country of the Payer, if available from the sending bank.	Two-letter ISO 3166-1 alpha-2 country code e.g. `GB`
additionalDetails.dob date	Date of birth of the Payee.	`YYYY-MM-DD` format e.g. `1975-04-05`
createdAt integer	Epoch timestamp at which the object was created.	e.g. `1637593856104`
updatedAt integer	Epoch timestamp at which the object was last updated.	e.g. `1637593856104`
metadata array of strings	Additional data in JSON `key:value` format	See Metadata for more information.