Currencies and Schemes

Payments can currently be made via the following payment schemes. This will continue to expand as we add more banking partners to our platform.

Payment SchemeCodeCurrencySupported CountriesLimitsSettlement TimeCut-Off Time
UK Faster PaymentsFPSGBPU.K. (GB)GBP 1M per paymentInstant 24/7/365N/A
UK CHAPSCHAPSGBPU.K. (GB)No limits2 - 3 hours (on business days only)17:40 GMT/BST for same-day settlement (on UK Business Days)
SEPA InstantSCT*EURAll SEPA Countries.
Limited to SEPA Instant enabled banks only.
EUR 100,000 per paymentInstant 24/7/365N/A
SEPA Credit TransferSCTEURAll SEPA CountriesNo limits2 - 3 hours to 1 -2 days depending on the sending / receiving bank (on business days only)14:00 GMT/BST for same-day settlement (on Business Days)

SEPA Credit Transfers submitted after will settle on the following Business Day.
SWIFTSWIFTUSDAll except sanctioned countriesNo limitsUsually 2-5 working days depending on destination country
EagleNet (Transfers between 2 Fiat Accounts in the same currency)EAGLE_NET_TRANSFERAll CurrenciesNo limitsInstant 24/7/365N/A

❗️ SCT Note:
The code for SEPA and SEPA Instant Payments is the same. Where the Payee's bank is enabled for SEPA Instant, we will automatically send the payments < EUR 100,000 via SEPA Instant. You don't have to separately handle this in your code.