Introduction
Fiat Republic provides a developer-friendly RESTful API that empowers crypto platforms, exchanges, and Web3 businesses to seamlessly bridge the gap between decentralized and traditional finance (TradFi).
By integrating our API, you can automate fiat deposits, withdrawals, and treasury operations across a global network of banking rails using standard JSON payloads and real-time webhooks.
Supported Payment Rails
Integrate once to access a comprehensive suite of local and international payment networks. Out of the box, your platform can process payments via:
- UK: Faster Payments (FPS), CHAPS
- Europe: SEPA Instant, SEPA Credit Transfer (SCT), Traget2 (T2)
- United States: ACH, ACH Same Day, Domestic Wire, International Wire
- Nordics: DKK (TIPS, KRONOS2), SEK (RIX)
- Switzerland: SIC (ACH & RTGS)
- Australia: NPP, Direct Entry
- Internal: EagleNet (Instant internal settlement network)
Key Capabilities
Our API provides a comprehensive suite of endpoints designed to help you build and scale:
- Provision Virtual Accounts: Generate named, individual virtual accounts (vIBANs) for your end-users, completely eliminating the need for costly, error-prone reference-based reconciliation.
- Automate Global Fiat Payments: Programmatically trigger fast and reliable deposits and payouts across multiple currencies without managing disparate banking portals.
- Optimize Treasury & Real-Time FX: Access real-time multi-currency balances, automate foreign exchange (FX) conversions, and seamlessly reconcile transaction data.
- Streamline Compliance with Oxygen: Leverage our proprietary transaction monitoring engine, Oxygen, to automatically screen for sanctions, monitor fiat flows, and manage risks while benefiting from our regulated infrastructure (licensed in the UK, EU, US, and Canada).
Next Steps
This documentation is designed to get your engineering team up and running quickly. Choose a path below to start building:
- Authentication: Learn how to generate API keys and authenticate your requests.
- Data Formats & Error Handling: Understand our JSON structure, standard responses, and error codes.
- Payment Schemes Guide: View detailed settlement times, limits, and cut-offs for each supported rail.
Updated 4 days ago
