Payees are external bank accounts to which payments can made from Fiat Accounts and Virtual Accounts. Different types of payments can be made to the same Payee depending on the bank details provided for the Payee at the time of creation.

The bankDetails required for a Payee depend on the currency and the type of payment you want to make to the Payee.

Currency

Required Fields

Supported Payment Schemes

GBP

bankDetails.accountNumber
bankDetails.routingCodeType (SORT_CODE)
bankDetails.routingCodeValue

UK Faster Payments - FPS
CHAPS - CHAPS

EUR

bankDetails.iban
bankDetails.bic

SEPA Credit Transfer - SCT

When a Payee is created, the response contains a paymentSchemes param which tells you the Payment Schemes via which the created Payee can be sent a payment.

"paymentSchemes":[
      "FPS",
      "CHAPS"
   ]
"paymentSchemes":[
      "SCT"
   ]

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