Enabling USD Services

As part of enabling USD for our Members, some integration changes will be necessary.

Additional required fields for End Users to create USD account

Individual End Users:

• User's phone number
• User’s nationality
• Type of identity document (e.g., Work Permit, Passport)
• Document number

Create Individual End User & Object explained

Business End Users:

• UBO's phone number
• UBO's nationality
• UBO's type of identity document (e.g., Work Permit, Passport)
• UBO's document number

Create Business End User & Object explained

Identity Verification Document Requirement

To comply with regulatory requirements and enable United States Dollar (USD) services for your entities, an Identity Verification document must be provided. This requirement applies to the following:

• Your Member Entity. That means that in first step, you'll first need to upload an IDENTITY_VERIFICATION document for your company's Ultimate Beneficial Owner (UBO). To do this, you use Create Document endpoint, and pass businessId which you can retrieve your businessId by calling the GET /member-details endpoint GET Member Details , or alternatively, manage this process via the Payment Dashboard.
• End Users: When creating a new End User for whom USD services are intended, or when enabling USD services for an existing End User.
• Businesses: When creating a new Business (either a Linked Business or a Business End User) for which USD services are intended, or when enabling USD services for an existing Business we will require you to provide Identity Verification document for the UBO

What is required?

You must upload a document that serves as proof of identity verification for the entity in question. When uploading this document:

• It is expected that the type parameter in the Create Document request is set to IDENTITY_VERIFICATION.
• Ensure the relatedEntityIds parameter correctly links the document to the specific End User or Business ID.

⚠️ Important: Identity Report

The IDENTITY_VERIFICATION document contains the output from an identity verification check. Please be aware that this report can be generated by various providers.

While Sumsub is a common source, the report could also originate from other services such as Persona, Onfido, or another provider chosen by the Member.

How to provide the document:

You can provide the required Identity Verification document by using the Create Document endpoint. Please refer to its detailed documentation for instructions on how to make the API request, including supported file formats (JSON, JPEG, PDF, PNG) and other necessary parameters.

Summary of Process for USD Enablement:

1. Identify the Entity: Determine if you are enabling USD for your own Member Entity, an End User or a Business (Linked Business/Business End User).
2. Prepare Document: Obtain the necessary Identity Verification document for that entity.
3. Upload Document:
   • Use the Create Documents endpoint.
   • Set the document type appropriately (e.g., IDENTITY_VERIFICATION).
   • Link the document using relatedEntityIds to the correct End User or Business ID.
4. Proceed with USD Service Enablement: Once the required documentation is successfully uploaded and processed, you can proceed with enabling USD services for the entity through the relevant API endpoints or platform functionalities.